Virtual Cards Solution

Your Card. Your Controls. Instantly.

Empower Your Customers with Instant, Control-First Digital Payments 

Digital commerce demands instant delivery and uncompromised payment control. Network International’s Virtual Cards Solution enables banks and fintechs to issue digital-first payment credentials directly within their mobile banking applications. Give your customers the power to generate virtual cards in seconds, set personalized spending boundaries, and shop online with complete peace of mind. 

Why Choose Our Virtual Cards Solution?

Instant Digital Issuance

Deliver immediate card access to users for online shopping without waiting for physical card production or delivery.

Reduce Card-Not-Present (CNP) Fraud

Mitigate digital payment risk by providing disposable single-use cards and customizable security controls.

Enhanced Customer Control

Allow cardholders to manage their financial security by setting precise spending limits and expiration windows.

Seamless App Integration

Embed full virtual card lifecycle management smoothly into your current banking app via lightweight SDK integration.

Core Platform Capabilities

Instant Provisioning

Instant Provisioning

Generate digital debit, credit, or prepaid virtual cards on demand directly within the mobile banking application.

Disposable Single-Use Cards

Disposable Single-Use Cards

Issue one-time-use virtual cards that automatically expire immediately after a transaction is completed, neutralizing credential theft risk.

Customizable Controls

Customizable Controls

Flexible parameter controls enabling users to set maximum spend caps, validity durations, and merchant usage limits.

Security Architecture

Security Architecture

Protected by end-to-end API encryption, tokenization services, and multi-factor/biometric verification controls.

Enterprise Scalability

Enterprise Scalability

Multi-tenant platform supporting cloud-agnostic deployment or on-premises infrastructure to fit your institutional setup. 

How It Works

  • 1
    In-App Request

    The cardholder selects the option to create a virtual card inside your mobile banking app.

  • 2
    Set Parameters

    The customer chooses between a recurring multi-use card or a single-use disposable card, defining specific spending caps and validity periods.

  • 3
    Instant Generation

    The app instantly provisions the card details, backed by secure tokenization.

  • 4
    Secure Checkout

    The cardholder uses the dynamic credentials to complete their online purchase safely.

FAQs

A Virtual Card is a digital payment card that can be used for online purchases without requiring a physical card.

You can create:

  • Single-use virtual cards
  • Recurring-use virtual cards
  • Purpose-specific virtual cards with custom controls

Virtual Cards help protect your primary card details by using separate card credentials. You can also set spending limits, expiry dates, and merchant restrictions to control how your card is used.

You can define:

  • Spending limits
  • Validity periods
  • Transaction limits
  • Merchant restrictions

Virtual Cards are ideal for:

  • Online shopping
  • Subscription payments
  • Travel bookings
  • One-time purchases
  • Higher-risk online transactions

Virtual Cards can be created instantly through your banking app.

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