Credit Cards

Cards designed for you, built for growth.

In today’s fast-paced world, consumer credit cards go beyond payments—they enhance convenience, security, and financial freedom. Our cards ensure seamless transactions while driving customer satisfaction and business growth. 

Choose a card that suits your needs:

CONSUMER CREDIT CARDS

Islamic Cards

Your Shariah-compliant card solution

Our Islamic cards are designed to comply with Shariah principles aligning with your values while offering the convenience of modern payments.

Conventional Cards 

Your flexible, everyday credit solution

  • Flexibility to spend now and pay later
  • Operate on a standard interest-based model, where any unpaid balance accrues interest according to the card’s terms.
  • Whether for personal or business use, they provide convenience, purchasing power, and financial flexibility—just like any typical credit card you already know. 

Charge Cards

Promote disciplined financial habits

  • Repay the full balance every cycle - no option to carry over a balance or make partial payments, meaning no interest charges.
  • Ideal for those who want financial flexibility while maintaining disciplined spending.
  • Offers the convenience of a credit card with the responsibility of full monthly repayment.

Multi-Currency Flex Credit Cards

Customizable wallet management 

  • Carry several currencies on a single card, each stored in its own digital wallet.
  • Set the priority order for currencies, determining which wallet will be used first for transactions.
  • If funds in preferred wallets are insufficient, the system will seamlessly fall back to other currency wallets, ensuring payments are always covered.
  • Ideal for international travel or global business. 

COMMERCIAL CREDIT CARDS

Conventional Cards 

Multi-level hierarchy for seamless expense management

  • Meets the needs of companies seeking a straightforward, reliable credit solution.
  • Standard interest rates and flexible spending options provide businesses with the purchasing power to manage everyday expenses. 
  • Multi-level hierarchy allows for easy management of funds across different departments or teams for complete control over spending and budgeting while maintaining a clear overview of business finances. 

Charge Cards

Flexibility with purchases

  • A straightforward and responsible way to manage company expenses.
  • Unlike traditional credit cards, charge cards must be paid off in full by the cardholder each billing cycle.
  • Ensures no interest charges while giving businesses the flexibility to manage cash flow and keep spending in check. 
  • Perfect for companies that prefer a disciplined approach to financial management.

DRIVE GROWTH WITH EVERY CARD IN YOUR PORTFOLIO  

Stay ahead of the competition and deliver real value with our consumer and commercial credit card solutions. Together, we’ll redefine the future of payments and drive success across your entire portfolio.

Card & account boarding 

Physical and Virtual Cards.   

Fees & payment flexibility 

Flexible payment options to manage and control spending.  

Velocity control & spend management 

Define MCCs and spend limiters to enhance security.  

Instalment plans & loyalty programs 

Cashback accrual and redemption with customizable features.  

Insurance 

Up to 12 options with flexible coverage.   

FAQs

Multiflex credit cards allow users to set priority currencies, enabling direct spending from preferred currency wallets. If a card lacks funds, then it will automatically fall back to another card in the wallet with an available balance.

Yes, our consumer credit cards, including multi-currency flex and conventional cards, support global transactions, making them ideal for travelers and frequent international shoppers.

Yes, our commercial credit cards are designed to integrate seamlessly with business expense management tools, enabling efficient reconciliation and reporting.

Islamic credit cards comply with Shariah principles by using structures like Murabaha (cost-plus financing) and Tawarruq (commodity-based financing) to ensure no interest (riba) is charged.

Security features include tokenization, 3D Secure authentication, real-time fraud monitoring, and dynamic spending controls.

Yes, corporate credit cards can be configured with multi-level hierarchies, allowing centralized funding and expense tracking for different departments or employees.

Multi-currency flex credit cards allow users to prioritize currencies in their wallets, enabling direct spending from their chosen wallet. If a wallet lacks funds, transactions automatically fall back to the base currency.

Conventional commercial credit cards allow businesses to carry a balance, offering flexibility to manage short-term cash flow while accessing industry-leading card features.

Take your next step
Ready to start your journey with Network?
Contact Us
Call