Simon works closely with the Chairman and Board members to set strategic expansion goals for the organization, and lead the management team in the accomplishment of these objectives. Simon is also the Chairman of Mercury Payments Services LLC; Chairman / Director in Network International subsidiary companies for Middle East and Africa; and is a UnionPay International (UPI) Councilor.
Simon has more than 35 years of experience in the payments and banking sector. Prior to joining Network International, he was based in Atlanta, Georgia, as the President and Chief Executive Officer of Elavon, a subsidiary of US Bancorp and one of the world’s largest global merchant processing organizations. Prior positions during his eight-year term at Elavon include President of International Markets and Executive Vice President and Managing Director of Europe.
Simon has also served with Citigroup International PLC as Head of Credit and Risk with responsibility for all credit and fraud related activities impacting Citigroup’s Pan European Merchant Acquiring Business. In addition, he has worked with both HSBC and Midland Bank.
Simon is a Fellow of the Chartered Institute of Bankers.
Andrew brings with him more than decade of experience in senior leadership positions in the payments industry spread across commercial, operational and financial functions. He has strong commercial awareness, and is highly analytical in his approach. He is known for high-value actionable interventions that have delivered value across all lines of the P&L.
Before joining Network International, Andrew was Head of Strategic Planning at Elavon. He has also held key positions at Barclaycard and worked across geographies including Europe, North America, Latin America and Africa. He has also worked at Absa, where, among other responsibilities, he led the bank’s strategy and change management function for the cards business.
Andrew holds an MBA from the University of Warwick. His interests include current affairs, history, cycling, swimming and reading.
Samer holds full P&L responsibility for all aspects of the acquiring business of the Network International Group. He is responsible for developing and implementing a comprehensive strategy to drive the growth of the company’s acquiring business across the UAE, GCC and Africa.
A voting member of the executive committee, Samer is also a Board member and Managing Director of Network International Egypt, and Board member of Diners Club Egypt and Levant. He sits on the product advisory board of UnionPay International, representing the Middle East region.
Samer has contributed significantly to the inorganic growth of Network international through identifying investment opportunities and designing the business and operating models. He was a key team member in one acquisition and four joint ventures.
Samer brings more than 15 years of experience in retail business, cards issuing, acquiring and third party processing. Prior to Network International, Samer was part of the team that set up the consumer business at Citibank Egypt.
Samer holds a Master’s degree in leading innovation and change from Robert Kennedy College in Switzerland, in partnership with York St. John University.
Andrew is an executive leader with an impressive track record of success that reflects broad experience gained across the payments landscape. He is renowned for consistently demonstrating his abilities to develop and execute strategies that delivers to demanding targets and timelines, successfully fulfilling customer expectations whilst adding value to the bottom line.
He was most recently the President of Elavon Europe - a subsidiary of US Bancorp (USB) - and responsible for the entire P&L of the European business of Elavon. He was accountable for the diverse range of partner relationships that deliver distribution or product capabilities to Elavon’s European business and led the team of 1,400 colleagues located in 6 markets, providing end-to-end payment services to 350,000+ clients.
Prior to Elavon, Andrew held key positions in organizations such as MasterCard, Lloyds Banking Group and Barclaycard.
Andrew has completed the Executive Development Program at London Business School and holds a Bachelor degree in Management Science from Loughborough University and is also a member of the CIPD.
Rohit is responsible for overseeing the entire gamut of finance activities across the group. He sits on the Board of most of the group companies, including Network International Egypt, Network International Investments PTE LTD and Network International Global Services India Pvt. Ltd.
Rohit has more than 15 years of experience across all major corporate finance domains in the financial services and FMCG sectors. Prior to joining the group, he was the Head of Financial Policy and Processes at Emirates NBD, where he helped develop an IFRS-compliant financial accounting policy framework and led the Finance systems implementation across the group.
Prior to that, he was one of the senior team leads in the Global Balance Sheet Reporting function of American Express, working closely with the Investor Relations team and before that was managing the Financial Planning team for Nestlé South Asia Region.
Rohit is a Chartered Financial Analyst from the CFA Institute of the United States of America and a Chartered Accountant from The Institute of Chartered Accountants of India.
Matt heads the Technology and Business Transformation function for the Network International Group. He has more than 25 years of experience in technology roles, ranging from IT consulting to CTO and CIO in financial services, and digital experience including payments, retail banking, insurance, asset management, publishing and online media.
Matt joined Network International from Barclaycard UK where he was the CIO for their global payments businesses. Prior to Barclaycard, Matt was CIO for Retail & Business Banking for Absa and Barclays in Africa, based in Johannesburg, and has worked with several organizations including Barclays Africa and Absa, PayPoint plc, Marsh and Thomson Reuters.
Charles heads the Operations and Delivery Management team for Network International Group. His responsibilities include developing the operations strategy across group companies, and policies and governance of the operations function. He works closely with other business units to align the operations strategy with business strategy across the organization.
Charles has more than 18 years of experience in the areas of retail cards marketing, card operations, cards portfolio management, product management, projects and the merchant acquiring business. He joined Network International from Emirates NBD where he was the SVP heading the Operations, Service & Projects structure for the Retail Assets & Cards Business.
Prior to Emirates NBD, Charles worked with several organizations including Standard Chartered Bank India, GE Capital – SBI Cards India and Tata Consultancy Services India. He holds a double Master’s degree – MBA in Business Management from IMI Delhi and MS in Business Management from University of Maryland, College Park, US. He has also completed Management Development programs at Harvard Business School and Universitas 21 Global, Singapore.
Paul is a highly successful product and commercial leader with strong e-Commerce, mobile and payment experience of over 14 years, specialized in building and developing successful product development functions for both VC led start-ups and major PLC’s.
Paul joined Network International from Barclaycard Payment services - one of the world’s largest banks where he was the Managing Director responsible for end to end product lifecycle from ideation, delivery and in-life management. He has delivered many strategic initiatives and was instrumental in creating a world-class product organization, achieving real business change through product development.
In his previous tenures in payment majors like Elavon Merchant Services and RBS PLC, he was responsible for the product portfolio across key markets in Europe, Mexico and South America.
As the Head of Product & Innovation, Paul will be responsible for transforming Network International into a world-class product and innovation-centric organization.
Hend has more than 15 years of experience in the HR field. Prior to joining Network International she was the Head of HR at Duniya. She has also been the HR Recruitment Manager at Citibank UAE where she successfully carried out the Emiratization program.
Hend has also worked at Mashreq Bank HR, where she ran the bank’s recruitment programs Al Tumooh, Graduate Trainee Program, Summer Learning Program, Core Time and Al Mashreq Al Mutamyez.
Hend is a recipient of the prestigious Dubai Human Development Award given by the Dubai Economic Department. She is also part of the Women’s Committee in the Banking Sector, which is run by the Emirates Institute for Banking and Financial Studies. She started her career with GASCO in Abu Dhabi, after completing a Bachelor’s degree in Information Technology from the Higher Colleges of Technology - Dubai Women’s College.
Jay Razzaq is Network International’s General Counsel and Head of Compliance. She joins us from Elavon, a subsidiary of US Bancorp, where she served as Head of Legal – International Markets. Jay has over 20 years of experience, having worked in a number of major financial instutions including Citigroup and Royal Bank of Scotland Plc, advising on legal, regulatory and compliance issues impacting the retail financial services and payment services sectors in particular, across a number of jurisdictions in Europe and Latin America. Jay is responsible for advising on legal matters arising within the NI Group and also has responsibility for enterprise risk management and compliance.
Jay is a qualified Solicitor in England and Wales.
Mona Al Ghurair is Group Head of Marketing & Public Relations at Network International, and manages the team responsible for branding, PR, communications and events. She drives the branding and marketing strategy for the Network International Group, optimally leveraging various promotion and publicity platforms - regionally and internationally - to maximize visibility for the Network brand. Mona has over 18 years of experience in the marketing domain and has been with Emirates NBD / Network International for more than 14 years, during which she has also been involved with the product, sales and business development units. Mona is a strong advocate of women’s empowerment and is an active member of several forums and committees that promote women’s career development in the UAE.